Report Writing

report writing_4"report writing"
Has anyone actually had derogatory items from credit report removed by writing a letter?

I'm interested to see if anyone has actually had success in having creditors remove negative items from their credit report by either writing to them or talking over the phone.

Yes, I had one removed last year. Some junk debt collector bought a debt that was time barred (I refused to pay for a cell-phone service that didn't work in my area.)
I sent a validation request and all they did was sell it off to another junk debt collector. I wrote the credit reporting agency and sent them my copies and proof of delivery (certified mail/return receipts) and the item was removed within 30 days.

Episode 193


report writing
report writing